#94. Stella Han—The 22-Year-Old Investor Who Lost $55K, Then Built Fractional

Stella Han shares her journey from growing up in the Bay Area with software engineer parents who flipped houses, to becoming a real estate entrepreneur and founder of Fractional. After starting with out-of-state single-family investments in Atlanta, she attempted to raise $1M at age 22 for a 22-duplex portfolio but lost $55K due to securities and fundraising challenges. That failure inspired her to create Fractional, a platform helping investors form investment clubs as an alternative to traditional syndications. Backed by Y Combinator, Stella discusses failing forward, building in public, and embracing the identity shift required to become a startup founder.

Stella Han is the founder of Fractional, a platform designed to help real estate entrepreneurs raise capital without the cost, complexity, or restrictions of traditional fund structures.Built alongside former SEC counsel, Fractional automates the entire investment club process—from legal setup and compliance to distributions, K-1s, and investor management—all in one place. Stella created Fractional based on her own experience navigating the challenges of raising capital. After seeing how much time, money, and opportunity was lost through traditional methods, she set out to build a better system—one that allows operators to efficiently pool capital from their communities and scale faster without operational bottlenecks.

Listen to the episode on Apple Podcasts, Spotify, Overcast, Stitcher, Castbox, Google Podcasts, or on your favorite podcast platform.

View full GRID Podcast Playlist on YouTube

Connect with Stella Han:

Instagram
LinkedIn
Twitter

Featured

#94. Stella Han—The 22-Year-Old Investor Who Lost $55K, Then Built Fractional

Stella Han shares her journey from growing up in the Bay Area with software engineer parents who flipped houses, to becoming a real estate entrepreneur and founder of Fractional. After starting with out-of-state single-family investments in Atlanta, she attempted to raise $1M at age 22 for a 22-duplex portfolio but lost $55K due to securities and fundraising challenges. That failure inspired her to create Fractional, a platform helping investors form investment clubs as an alternative to traditional syndications. Backed by Y Combinator, Stella discusses failing forward, building in public, and embracing the identity shift required to become a startup founder.

#93. Earl Yaokasin — The CFA Who Outperformed Wall Street Explains Real Investing

In this episode of the Income Flip Podcast, Earl Yaokasin shares his journey from hustling as a kid in the Philippines to becoming a high-performing investor who eventually outperformed institutional portfolio managers and launched his own firm. He breaks down how disciplined saving, long-term thinking, and calculated risk-taking allowed him to build a strong financial foundation before betting on himself. Earl explains key investing principles that apply to both stocks and real estate, including the importance of “turning over rocks” to find the best opportunities, evaluating both risk and reward, and maintaining a margin of safety. He also emphasizes the power of patience, showing how longer time horizons significantly increase the odds of success. Through practical insights and real-world examples, Earl highlights how consistent habits, smart decision-making, and a clear strategy can help investors build lasting wealth and confidently make the income flip.